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Death, savings children.

Scratching my head.

Madness102  Female  South Yorkshire 27-Aug-2018 20:44 Message #4724320
Well, have now had a chance to look at Cardboard coffins on web - and there are several between £150 and £300 or so - it was a very long time ago I looked before (about 15 years).
I'm not sure but I think wooden ones would start at sround the £300-£350 mark.
All the trimmings are not compulsory - having rope handles could be as easy as going to Wilko and buying some. A plain brown cardboard one could, if you felt like it, be written on by all the family with "goodbye" wishes. Actually I think that's quite a nice send-off.
JustLyn  Female  Cheshire 27-Aug-2018 21:09 Message #4724324
Thanks for your input Madness102.

I have researched over and over again and get so confused I just postpone it all again. I'm hoping, in my lifetime, I can just choose to end it before I cost money to keep. In the meantime, I think I will look into a Will, and also save into something where there is a fund for any funeral, even if it is not me!

I also might write to suggest a joint fund for this purpose with some savings schemes. Something like Premium Bonds would be good, because it could be fun to stand a chance of a win in the meantime.
Madness102  Female  South Yorkshire 28-Aug-2018 12:05 Message #4724350
With the interest rate for savers so very low, premium bonds are an excellent form of saving - I believe you can buy up to £50,000 as a personal limit (if you have it!!)
And yes, you may just win a few bob - good luck !!

Your "round and round" conumdrum is simply because you have NOT sorted it out.
Make a list of all that you would like to happen, then a list of possibles. Do this BEFORE you go to a solicitor, so that s/he can walk you thru some of them to see if they are viable. If you go there with no idea of what you want s/he will waste a lot of time giving you, perhaps, useless advice as they dont know what your end goal is. They charge by the hour, remember!! But of course try to get free advice (CAB perhaps?) first.
brisinger  Male  Lancashire 29-Aug-2018 19:03 Message #4724497
To protect your kids from being homeless you've got to make a Will. Since they are disabled and still living at home, even if you have to go into care the LA can't touch it under property disregard. We used a solicitor to set it up because if they get it wrong they can be sued for professional negligence.
BOYDEL  Male  Surrey 16-Mar-2019 18:59 Message #4737005
ISA route is only worth it if you start off with a lump sum of say £3/4k eg the lower end of a typical funeral cost.

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